Retirement Calculator

How much do you need to retire? How long do you need to work?

Your inputs Calculated results

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Required Retirement Corpus

Annual Expenses (₹)

Multiplier (× annual expenses)

Required Corpus ₹ 0

A common rule is 25–50× your annual expenses. The higher, the safer. Your real rate of return (Investment Rate − Inflation = 4.0%) determines how long the corpus lasts.

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How Many Years to Retire?

Based on your spending and saving percentages — the higher your savings rate, the sooner you can retire.

Inflation Rate (%)

Post-Tax Investment Rate (%)

Savings Rate	Years to Retire

Example: If you save 50% of your income, you need roughly 18 years of work to retire. If you save only 10%, it takes about 46 years.